Financial product quick reference sheets

The recent launch of callcosts.ie by ComReg shows that occasionally our government produces reference material that is immediately useful.

Some other immediately useful quick reference sheets, curtesy of the Financial Regulator:

Credit Card Cost Survey. Forget complicated measurements like APRs, this reference uses a simple example: a consumer who owes €4,000 on his card pays off only the minimum
payment each month, misses the due date on three occasions, charged one unpaid item fee when his cheque bounces). Some accounts would leave the above consumer over €1,000 worse of after just 12 months. (Hint: BOI and AIB are not the cheapest - *shock*, *horror*)
Personal Current Account Cost Survey - again, an easy to read comparison sheet. (Hint: BOI and AIB are not the cheapest - *shock*, *horror*)

More useful quick references on products like car and home insurance are available from the IFSRA website here.

Now, if they just did one on the relative performance of car dealer cartels. I, meanwhile, am off to change my credit card…

Tuesday, December 6th, 2005 irish

Good post on the Credit Card / Personal Account costs. I’ve been meaning to blog about the callcosts.ie for a while , didn’t realise that they had the equivalent for financial products.

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